Banks are finding it hard to decode what Mario Draghi, President of ECB wants to do. Most of the banks are still puzzling over ECB Grand Plan. Four weeks after ECB unveiled its grand plan and lowered the deposit rate for the first time into the negative territory, economists are still puzzling over it. Draghi is still trying to ensure the investors that ECB will keep the monetary policy loose far longer than the US FED or for that matter the BOE.